7 Simple Tricks to Rebuilding Your Credit

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iQuanti: Your credit score has a significant impact on your life. A good credit score can help you get a mortgage, a personal loan, credit card consolidation services, and even a job. A bad credit score can prevent you from getting any of those things.

If your credit score is low, don't despair. You can do some simple things to start rebuilding your credit today.

1. Get a copy of your credit report and review it regularly

The first step to rebuilding your credit is to know where you stand in the eyes of financial institutions. You can get a free copy of your credit report from each of the three major credit bureaus once per year. Review your report carefully to make sure there are no errors. If you see anything that looks wrong, dispute it with these credit bureaus.

2. Make all of your payments on time

Payment history is influential in determining your credit score, so you must make sure you pay all of your bills on time. Set up automatic payments if possible, so you don't have to worry about forgetting to pay them.

3. Be mindful of your credit utilization ratio

Credit utilization is another important factor in your credit score. Keeping your debt balances below 30% of your total credit limit is best. For example, if you have a credit card with a $1,000 limit, you should keep your balance below $300.

4. Consolidating credit card debt

A long credit history can be good for your score, so you don't want to close old credit accounts—but that doesn't mean you have to let old credit card debt linger. If you can find a lender willing to give you a loan for credit card consolidation purposes, you might be able to keep your old credit accounts open without worrying about unruly interest charges adding up.

5. Get a secured credit card

Getting approved for a regular credit card may be challenging if you have bad credit. However, you deposit money when receiving a secured credit card that becomes your credit limit. So, if you put down $200, you can only spend up to $200, which can be an excellent way to limit your spending and show off healthy credit practices.

6. Become an authorized user on someone else's credit card

If you know someone with good credit who trusts you, you can ask them to add you as an authorized user on their credit card. You'll get a card linked to their account that you can use, but the activity will show up on your credit report.

7. Use a mix of different types of credit

Having a mix of different types of credit is also good for your score. So, in addition to a regular credit card, you might want to get a car loan or a personal loan. Just make sure you can afford the monthly payments.

Contact Information:
Keyonda Goosby
Public Relations Specialist
keyonda.goosby@iquanti.com
(201) 633-2125


Original Source: 7 Simple Tricks to Rebuilding Your Credit

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RedeemTV Announces New Documentary: ‘The Shroud Face to Face’

RedeemTV Announces New Documentary: ‘The Shroud Face to Face’
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RedeemTV ? Streaming Goodness

Vision Video’s streaming platform RedeemTV is set to unveil the highly anticipated documentary The Shroud Face to Face on March 28, 2024.

The Shroud Face to Face, produced by The Nexus Institute and The Shroud LLC, is a captivating documentary that unravels the enigma of the Shroud of Turin. With cutting-edge technology and expert insights, the film provides a face-to-face encounter with this iconic relic, inviting audiences to delve into its history, authenticity, and the profound questions it raises.

This visually stunning film, based on the book The Shroud Face to Face by acclaimed author and filmmaker Robert Orlando, offers an immersive exploration of the centuries-old mystery surrounding the Shroud of Turin and has been endorsed with high praise.

"This is a compelling and convincing account of the single most fascinating relic in the Christian world. This is for anyone seeking to understand the significance and history of the Shroud of Turin.” — Bishop Robert Barron, founder of Word on Fire

'The Shroud Face to Face'

Watch Trailer: https://watch.redeemtv.com/trailer/the-shroud-trailer

RedeemTV is a FREE, donor-supported, Christian streaming platform with over 250,000 subscribers. Streaming more than 5,000 videos, it provides family-friendly content while continuing to spread the message of Jesus.

Vision Video is a leading DVD and film distributor, committed to bringing impactful and compelling stories to audiences worldwide. With a focus on cinematic excellence, Vision Video partners with filmmakers to showcase thought-provoking narratives that inspire and captivate.

The Nexus Media focuses on TV, motion pictures, books, and screenplays, along with award- winning documentaries and shorts. Our team has years of experience in media storytelling and developing well-crafted engaging content. We invite you to view some of our past projects, The Divine Plan and Silence Patton, and participate in our new initiatives.

Stream FREE on RedeemTV: https://redeemtv.com.

Find us on Facebook at https://www.facebook.com/RedeemTV.

Follow us on Instagram at https://www.instagram.com/redeemtv1.

Contact Information:
Danielle Tumminelli
Marketing & VOD Distribution Manager
danielle@visionvideo.com
484-750-2485


Original Source: RedeemTV Announces New Documentary: 'The Shroud Face to Face'
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