{"id":37105,"date":"2023-03-08T11:18:49","date_gmt":"2023-03-08T16:18:49","guid":{"rendered":"https:\/\/d56fg8tfg.fitnews.club\/finance\/federal-financial-institutions-examination-council-announces-availability-of-2013-data-on-mortgage-lending\/"},"modified":"2023-03-08T11:18:49","modified_gmt":"2023-03-08T16:18:49","slug":"federal-financial-institutions-examination-council-announces-availability-of-2013-data-on-mortgage-lending","status":"publish","type":"post","link":"https:\/\/d56fg8tfg.fitnews.club\/finance\/federal-financial-institutions-examination-council-announces-availability-of-2013-data-on-mortgage-lending\/","title":{"rendered":"Federal Financial Institutions Examination Council Announces Availability of 2013 Data on Mortgage Lending"},"content":{"rendered":"
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data on mortgage lending transactions at 7,190 U.S. financial institutions covered by the Home Mortgage Disclosure Act (HMDA). Covered institutions include banks, savings associations, credit unions, and mortgage companies. The HMDA data made available today cover 2013 lending activity, and include applications, originations, purchases and sales of loans, denials, and other actions related to applications.<\/p>\n
The data released today also include disclosure statements for each financial institution, aggregate data for each metropolitan statistical area (MSA), nationwide summary statistics regarding lending patterns, and Loan\/Application Registers (LARs) for each financial institution (LARs are modified to protect borrower privacy). The FFIEC prepares and distributes this information on behalf of its member agencies.<\/p>\n
The HMDA data show the disposition of loan applications and include information on:<\/p>\n
<\/p>\n
<\/p>\n
<\/p>\n
<\/p>\n
<\/p>\n
<\/p>\n
\n<\/ul>\n
The data also show whether a loan is subject to the Home Ownership and Equity Protection Act (HOEPA) and whether a loan is secured by a first or subordinate lien, or is unsecured. <\/p>\n
The data include census tract characteristics (minority composition and income). The 2013 HMDA data use the census tract delineations and population and housing characteristic data from the 2010 Census and from the combined 2006-2010 American Community Surveys, as was the case in 2012, when these delineations and data were first used <\/span>