The Federal Trade Commission has sent letters to 50 online marketplaces nationwide notifying them about their obligation to comply with the new Integrity, Notification,...
TOKYO, June 20, 2023 (Newswire.com)
-
Hotel Chinzanso Tokyo announces its summer-long event, the Ultimate Sea of Clouds, launching Monday, July 3rd. Visitors can take a break from the summer heat and refresh in the hotel's traditional Japanese garden, where the award-winning Tokyo Sea of Clouds will have twice the amount of mist as usual.
The Tokyo Sea of Clouds debuted in 2020 as part of the first phase of the hotel's Garden Project, a series of projects created to celebrate the hotel's 70th anniversary. In 2023, it made its mark globally when the "Tokyo Sea of Clouds and the Seven Seasons" won the Urban/Landscape Architecture category of the iF Design Awards, one of the world's oldest and most prestigious design awards.
At regular intervals throughout the day, the entire garden is shrouded in mist, creating an effect that is usually only seen from mountaintops under certain weather conditions. The sea of clouds is such a rare view that it is considered a miracle to witness it even once. With double the amount of mist, this summer's Ultimate Sea of Clouds takes it up a notch, making the garden even more alive and dynamic than usual.
Also on display from July 3rd is 'wind chime alley,' where approximately 300 Edo-style wind chimes will be arranged along a pathway in the garden, immersing guests in the sounds of summer. In addition, the hotel is hosting a competition where Ultimate Sea of Clouds-themed sweets will go head-to-head in a friendly battle.
The hotel is also preparing a special dessert for the occasion. The Lemon Tokyo Sea of Clouds Zuccotto comprises a ricotta cheese-based cassata cream that is wrapped in a fluffy white sponge, topped with cloud-like Chantilly cream, and finished with powdered sugar. It is available for purchase at the hotel shop or as part of the dinner course at Il Teatro.
You can see more information about the Ultimate Sea of Clouds and related events on the hotel website or on their YouTube channel.
About Hotel Chinzanso Tokyo
Hotel Chinzanso Tokyo is one of the city's most iconic luxury hotels with 70 years of history. The property includes 267 guest rooms/suites, nine restaurants, 38 meeting/banquet rooms, and a full-service spa with a Japanese onsen. Its award-winning garden has a wide variety of botanicals, including more than 100 cherry trees and 1,000 camellia trees. The standout feature of the garden is the 'Tokyo sea of clouds,' a recreation of the natural phenomenon that can usually only be found in the mountainous regions of Japan. The hotel is owned and managed by Fujita Kanko Inc., a publicly-traded tourism industry corporation headquartered in Tokyo.
April Young, Sinceri Senior Living COO
VANCOUVER, Wash., June 20, 2023 (Newswire.com)
-
April Young, former Executive Vice President of Operation and S...
POWERSTAR LAUNCHES REVOLUTIONARY 48 Volt 105 Amp Hour LIFEP04 LITHIUM BATTERY for GOLF CARTS
MINOOKA, Ill., June 19, 2023 (Newswire.com)
-
PowerStar, a national leader in the high-performance battery market, today announced the launch of its groundbreaking, 48 Volt 105AH LifePO4 Lithium Battery for golf carts. Designed to replace traditional 6 & 8 Volt golf cart batteries in 48 Volt golf cart systems, the new offering promises unmatched power, longevity, and efficiency that elevates the standards for electric golf carts everywhere on any course.
PowerStar's latest innovation utilizes Lithium Iron Phosphate (LiFePO4) technology, known for its impressive energy density, superior thermal stability, and outstanding cycle life. With these advancements, the 48-volt 105AH (Amp Hour) battery guarantees an extended lifespan and remarkable durability, drastically reducing the frequency of battery replacements andlowering the total cost of ownership.
In addition to its impressive specs, PowerStar's new battery is engineered with the environment in mind. Lithium Iron Phosphate batteries are recognized for their environmentally friendly profile compared to other lithium-ion batteries. With zero emissions and recyclable components, the PowerStar battery is a cleaner, greener choice for golf courses and individual users.
Aiming to enhance the user experience, PowerStar has included a 22 amp charger with the new battery. This high-efficiency charger not only ensures a faster charge but also extends the battery life by employing advanced charging techniques, reducing downtime, and keeping the golf carts ready for action.
"With our new 48 volt 105 amp hour LiFePO4 battery, we're pushing the boundaries of what's possible in golf cart technology," said PowerStar's Founder, Donald Sweeney. "By combining increased performance, longevity, and environmental responsibility, we are setting a new industry standard and reinforcing our commitment to driving innovation in the battery market."
Keep in mind this battery is actually 51 Volts but is engineered with a specialized Battery Management System (BMS) specifically designed for 48 Volt applications like golf carts and other electric vehicles.
The 48-volt 105-amp hour LiFePO4 Lithium Battery is now available at authorized PowerStar retailers and online at www.bigtimebattery.com.
About PowerStar:
PowerStar is a pioneering global manufacturer of high-performance batteries. With a commitment to innovation, quality, and sustainability, PowerStar delivers reliable, technologically advanced battery solutions for a wide range of applications. PowerStar has been supplying the world with batteries for over 20 years.
As winter sports enthusiasts gear up for the season, Twelve Board Store encourages all skiers and snowboarders to prioritise safety and follow recommended guidelines to ensure an enjoyable experience on the mountain.
...
NEW YORK, June 16, 2023 (Newswire.com)
-
Credello: Planning a cruise can be an exciting experience, but when it comes to making payments, having the right cre...
The Federal Trade Commission charged that the genetic testing firm 1Health.io left sensitive genetic and health data unsecured, deceived consumers about their ability to...
NEW YORK, June 16, 2023 (Newswire.com)
-
Credello: Credit cards have become integral to modern-day financial transactions, offering convenience and flexibilit...
NEW YORK, June 16, 2023 (Newswire.com)
-
Laurel Road: The journey to repay student loan debt could take many years, depending on various factors. On average, borrowers take about 20 years to pay off their loans, but with a relatively small balance, they may be able to pay off the debt within just a few years of graduation. And borrowers with the resources to make substantial payments may drastically reduce their repayment time. Read on to learn more about the factors that determine how long it takes to pay off student loan debt.
Types of student loans
The type of student loan will influence repayment options and timelines. Federal loans, which account for about 90% of student debt, offer repayment plans and programs with various loan terms. Private loan terms depend on the individual lender, as some may have variable rates that could affect repayment timelines. Private loans may take between 5 and 20 years to repay, depending on the financial institution's guidelines.
Repayment plans
A borrower's repayment plan plays a major role in determining the time it takes to pay off their student loan debt. Each private lender may offer unique payment plan options, and refinancing could either extend or shorten the payment term. Federal student loans offer several options, such as income-driven repayment plans, that depend on a borrower's income, and several that don't. Each plan can impact how long it takes to repay a loan:
Income-Driven Repayment (IDR) plans are typically paced at 20 or 25 years of payments, after which the balance may be eligible for student loan forgiveness. Those who work in the public sector or at a qualifying non-profit may also qualify for Public Service Loan Forgiveness (PSLF) with a repayment plan of ten years before loan forgiveness.
In the Standard Repayment Plan, borrowers pay a fixed monthly amount to repay their student loan within ten years. Most people with student loan debt automatically enroll in this plan.
What else affects repayment timelines?
Additional factors could influence how long it takes students to repay their loans.
Federal Proposals. Since 2020,student loan payments and interest have been paused in response to the COVID-19 pandemic, and the Biden-Harris administration has also proposed a student loan relief plan which would eliminate $10,000 or $20,000 of debt for qualifying borrowers. Other proposals include reforms to IDR plans. Each of these decisions may impact repayment timelines for federal student loans.
Forbearance or Deferment. Borrowers who are struggling with payments may apply for forbearance or deferment. Forbearance pauses payments for up to a year at a time, but the loans may continue accruing interest. Alternatively, if a borrower is in school, unemployed, or meets other need-based qualifications, they may apply for deferment, which delays loan payments as long as the need persists. Perkins loans and subsidized loans don't accumulate interest during deferment. However, both forbearance and deferment may extend repayment terms by several years, which is why an IDR plan is generally considered a better option for those who need help making loan payments.
Consolidation. Borrowers may consolidate multiple loans to streamline their repayment process. Sometimes, loan consolidation could reset the repayment schedule, potentially even extending the repayment period to 30 years.
Principal Payments. Borrowers with the means can always contribute extra payments toward their principal loan balance, which will not only cut the total repayment time but also reduce the total interest paid over the life of the loan.
Final Thoughts
Most repayment plans allow for debt resolution within 10 to 25 years with consistent payments. Borrowers struggling to make monthly payments have options to make the process more manageable—through refinancing or a new payment plan—though it may extend the term of the loan. Meanwhile, those with the resources could choose to accelerate their loan repayment process by making larger monthly payments or by paying down the principal. There are many paths available, depending on the borrower's loan type, balance, resources, and future financial plans.
About Laurel Road
Laurel Road began originating student loans in 2013 and has since helped thousands of professionals with undergraduate and postgraduate degrees consolidate and refinance more than $7 billion in federal and private school loans.
NEW YORK, June 16, 2023 (Newswire.com)
-
Credello: Maintaining a healthy credit score is crucial in today's financial landscape. Your credit score significant...