CFPB Announces Electronic Filings Under Interstate Land Sales Full Disclosure Act

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WASHINGTON, D.C. – The Consumer Financial Protection Bureau (CFPB) today announced it is amending the regulations implementing the Interstate Land Sales Full Disclosure Act (ILSA) to allow electronic filings.

The Interstate Land Sales Full Disclosure Act requires certain land developers to register their subdivisions and provide disclosures about the lots being offered, to protect consumers from deception or abuse. Regulatory authority over ILSA was transferred to the CFPB from the Department of Housing and Urban Development as part of the Dodd-Frank Wall Street Reform and Consumer Protection Act.

The final rule issued by the CFPB today amends Regulations J and L to permit the electronic submission of filings under ILSA. It also makes a number of non-substantive corrections and removes certain procedural filing requirements. 

In addition to issuing the new rule, the Bureau is launching a new webpage dedicated to ILSA, which is available at: The webpage contains instructions for electronic filing once the rule becomes effective and new simplified instructions for making electronic payments for ILSA registration fees. 

The changes announced today will be effective 30 days after publication in the Federal Register. 

The final rule issued today is available here:


The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives. For more information, visit

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